SBAL Partners

SBAL Partners

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SBAL is backed up by the large and successful professional career of its three founding partners: Adolfo Chivite, Emilio Fandiño and Martín González.

Experience at the service of our clients

  • More than 25 years of experience behind

  • Comprehensive services

  • High qualifications

  • Top level interlocution

  • Experience in many different sectors

  • Multidisciplinary team

  • Large client portfolio

Experiencia al Servicio del Cliente
Emilio Fandiño Gayol

Emilio Fandiño Gayol

efg@sbal.net

Baccalaureate degree in Business Science granted by the UPV/EHU (Basque Country University) with a major in the Finance area.

At present he is a member of the Spanish Register of Auditors (“Registro Oficial de Auditores de Cuentas”), Spanish Institute of Chartered Accountants (“Instituto de Censores Jurados de Cuentas”) and of the Spanish Association of Tax Advisors (“Asociación Española de Asesores Fiscales, AEDAF”).

Prior to becoming a co-founder partner of SBAL, he rendered his services at several financial institutions and multinational companies specialized in tax consulting, and at present he is a member of the Board of Directors of several financial companies.

Martín González Aguinaco

Martín González Aguinaco

mga@sbal.net

Baccalaureate degree in Business Science granted by the UPV/EHU (Basque Country University) with a major in the Finance area.

At present he is a member of the Spanish Register of Auditors ("Registro Oficial de Auditores de Cuentas"), Spanish Institute of Chartered Accountants ("Instituto de Censores Jurados de Cuentas") and of the Spanish Association of Tax Advisors ("Asociación Española de Asesores Fiscales, AEDAF"). Besides, he has a large experience in several firms specialized in consulting and advisory services, and he collaborates as advisor-consultant with several companies engaged in different activity sectors.

Adolfo Chivite Navascués

Adolfo Chivite Navascués

ach@sbal.net

Baccalaureate degree in Business Science granted by the UPV/EHU (Basque Country University) with a major in the Finance area.

At present he is a member of the Spanish Register of Auditors (“Registro Oficial de Auditores de Cuentas”), Spanish Institute of Chartered Accountants (“Instituto de Censores Jurados de Cuentas”) and of the Spanish Association of Tax Advisors (“Asociación Española de Asesores Fiscales, AEDAF”). Besides, he frequently collaborates as speaker in seminars addressed to professionals, in several post-graduate degrees, in coaching activities, and he actively collaborates with several specialized and prestigious training centres.

Utilities

Tipo de Gravamen en el Impuesto sobre Sociedades

Tipo de Gravamen en el Impuesto sobre Sociedades

Tipos aplicables en la actualidad en Territorio Común, en los distintos Territorios Históricos y en la Comunidad Foral de Navarra

Glosario Fiscal Inglés - Castellano

Glosario Fiscal Inglés - Castellano

Herramienta de búsqueda de términos fiscales en inglés para su interpretación en castellano, incluyendo sinónimos..

Interés Legal y de Demora

Interés Legal y de Demora

Evolución de los tipos de interés legal del dinero y de demora en los últimos seis años

Aplazamiento de pago con dispensa de garantía

Aplazamiento de pago con dispensa de garantía

Regulación normativa de los aplazamientos de pago de la deuda tributaria con dispensa de garantía en Bizkaia, Gipuzkoa y Territorio Común del Estado.

Utilities